No Credit, Bad Credit = No Problem

A wonderful student to have little or no credit are government-guaranteed student loans or loans offered through the university. One such option is the Stafford loan. When the student loans of these loans, most lenders do not look at credit history student. You can apply for Perkins loans as well, which also does not look at your credit history. Government to provide money for a loan, but is reserved for those who need it most, so this option is not available for all.

Even if you have little or no credit credit, you can always get a student loan. Student loans are a great way to build credit as well, so when you get one, be sure to repay.

Since the Perkins and Stafford student loans are often the only safe amount of each year and a total of both pro-government student loans consolidation for older students, known as PLUS loans. Since these loans are guaranteed by the creditors of the state - which is a financial institution or the government itself - does not look at anyone's credit score. These lenders, but I'm trying to raise the claim in the case of late payment or default. If so, you cannot get a loan.

One thing to keep in mind is a loan guaranteed by the government that although you can defer payments and you can have low interest rates, will recover the loan. The Council may hire a bill collector, but they can confiscate your federal tax refunds or even suspend payments from your salary. In addition, if the failure in many cases student cards will not be forgiven. If you have bad credit or no credit, student loans can be a good option for you.